Funding for business owners
One application.Offers from the lending partners we work with.
Answer three short questions and send a few documents. We take your business needs to our specialized lending partners, and the ones that want to fund you come back with offers. Pick one or walk away.
- No fee to apply. The lender or funder you choose pays us. Your cost is the rate and fees in the offer.
- A cash advance can fund in as little as 48 hours after you accept the offer. Loans take longer.
How it works
- Apply
One short form, not many.
- Send documents
Recent bank statements, now or later.
- Compare offers
Partners that want to fund you make offers.
- Get funded
The lender or funder sends the money to you.
How we get paid
No fee to apply. The lender or funder you choose pays us.
- You pay Giga
- No fee to apply. If you pass on every offer, you owe us nothing
- The lender or funder pays Giga
- A commission on the amount funded, only when you're funded
- You pay the lender or funder
- The rate and fees in the offer you accept
Read every offer before you accept. If you pass on every offer, you owe us nothing and you aren't bound to any lender or funder.
Apply nowWhat we can help you find
Different products fit different businesses. We start with what you ask for and tell you what else could work.
Merchant cash advances
Money repaid from a share of your future sales, usually by daily or weekly withdrawals. It often costs more than a loan, so compare the total you repay.
Term loans
A lump sum you repay on a schedule. Often the lowest cost, with stricter credit and time-in-business needs.
Equipment financing
Money to buy a truck, oven, chair or machine, with the equipment itself as the security.
Invoice factoring
Cash now against invoices your customers have not paid yet. Useful when you wait 30 to 90 days to get paid.
SBA loans
Government-backed loans from lenders who work with the Small Business Administration. Slower, with paperwork, and usually cheaper.
Approval, rates and terms are set by the lender or funder and vary by business. This is not an offer of credit.
Businesses we focus on
- Restaurants and bars
- Trucking and logistics
- Contractors and trades
- Salons and wellness
- Medical and dental practices
- Auto repair
- Events and weddings
- Retail and e-commerce
Questions owners ask
Do I pay you anything?
No fee to apply. The lender or funder you choose pays us a commission when you're funded. What you pay is the rate and fees in the offer, and if you pass on every offer you owe us nothing and you aren't bound to any lender or funder.
How fast can I get funded?
It depends on the product and the lender. A merchant cash advance can fund in as little as 48 hours after you accept an offer. Term loans often take a few weeks, and SBA loans take longer.
What do I need to apply?
Your business name, how long you have been in business, your average monthly revenue and a way to reach you. After you apply we usually ask for a few months of bank statements.
Will applying hurt my credit?
Our application does not check your credit. A lender may check it before it makes an offer, and that check can affect your credit score.
Will I get approved?
We cannot promise it. Lenders and funders decide approval, rates and terms, and they vary by business.
Who sees my information?
Our team, the vendors that run our service, and the lenders and funders you are matched with, so they can make you offers. The privacy policy lists who handles it. The lenders and funders pay us when you are funded. We do not sell your information to anyone else.
See what is available to you
Three short steps. No fee to apply.